A doctor vacationing on the Riviera met an old lawyer friend and asked him what he was doing there.

The lawyer replied,

“Remember that lousy real estate I bought?

Well, it caught fire, so here I am with the fire insurance proceeds. What are you doing here?”

The doctor replied,

“Remember that lousy real estate I had in Mississippi?

Well, the river overflowed, and here I am with the flood insurance proceeds.”

He lawyer looked puzzled. “Gee,” he asked, “how did you start the flood?”